Real estate guidance for Veterans, Active-Duty service members and military families buying or selling in Springfield, Nixa, Ozark, Republic, Willard and across southwest Missouri.
Proudly serving Veterans and families from every branch
Army
Marine Corps
Navy
Air Force
Space Force
Coast Guard
Guard & Reserve
What clients say
“Out of the three home buying experiences we’ve had, this was by far the best. Shane made the entire process enjoyable from start to finish. He kept us informed every step of the way, was flexible whenever we needed him to be, and genuinely made us feel like a priority throughout everything. You can tell he truly cares about his clients and goes above and beyond to make the process smooth and stress free.
10/10 experience. Shane is that guy.”
J. Wheeler Lebanon, MO Buyer & Seller U.S. Air Force Veteran
“Shane walked us through every step of the selling process and made it easy. We trusted Shane’s knowledge and advice and we were so happy to have an offer in 5 days. We couldn’t have asked for a better realtor!”
A. Bohrer Willard, MO Seller
“Shane is absolutely great! He is very personable and relatable. He strives to make sure you are taken care of and comfortable with everything going on. He is very knowledgeable and able to explain everything so I could understand. 10/10 recommend!”
T. Adams Tucson, AZ Referral Buyer U.S. Air Force Veteran
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“Shane was one of the coolest dudes to work with. He really understands how stressful the searching for a house can be. Shane not only allowed us to really joke around about things but also was super comforting when it got stressful. An honest and open realtor who didn’t try to just get us to buy a house, he helped us find THE perfect house for us.”
S. Cain Stockton, MO Buyer U.S. Navy Veteran
“Shane was great! As a fellow veteran we immediately got along and when I said I liked to work fast he got me into see the property hours after our first phone call and under contract the next day! The VA mortgage process can sometimes be a little daunting, but no matter what Shane was on it. Highly recommend!”
A. Maggard Galena, MO Buyer U.S. Navy Veteran
“Shane was by far the best person for the job. We always had a good laugh no matter what we did or what was going on. He kept us in the loop no matter what was going on. He made the whole process stress free no matter what happened. And when something came up that wasn’t in our favor Shane always made sure it was taken care of no matter what it was. He got what needed to be done, done. And for us buying out first home, he made sure that there was no stress on us whatsoever. Definitely would recommend to everyone.”
C. Arnold Springfield, MO First-Time Home Buyer
“Dude, [Shane is] the real hero… Because of [him] we found a fantastic realtor, and the entire process was super easy…[Shane] knew me enough to know what type of person [I] needed to make this happen.”
D. Niles Tacoma, WA Referral Buyer U.S. Air Force Veteran
“We had the best time picking a house. He made jokes and still kept it professional. We had our worries put to bed while we were getting closer to closing, so we weren’t stressing. Even on closing day, he was super hyped for us that we finally got our house.”
T. Eaton Springfield, MO First-Time Home Buyer
Buying or selling, we plan around the benefits you earned through service
Whether it's your first home after separation, a move to be near family, or a sale before your next PCS, you get a clear plan and straight answers.
Buying a home
Find a home that meets VA appraisal standards and fits your budget.
Get pre-approved with a VA-experienced lender
Search neighborhoods by commute, schools and price
Write offers that sellers take seriously with a VA loan
Coordinate inspection, VA appraisal and closing
Selling your home
Price it right, market it well, and time the sale to your next move.
Local market analysis and pricing strategy
Photos, listing and showings handled for you
Help selling to buyers using VA financing
Flexible timelines for relocations and deployments
VA home loans, explained
The VA home loan is a benefit you earned. The VA guarantees part of the loan, which lets private lenders offer terms that are often better than conventional loans.
Often no down payment
Many eligible borrowers can finance 100% of the purchase price.
No monthly PMI
VA loans don't require private mortgage insurance, which can lower your monthly payment.
Competitive rates
VA loans often carry lower rates than comparable conventional loans. Shop several lenders.
Reusable benefit
You can use it more than once, and sometimes more than one loan at a time if you have remaining entitlement.
Eligibility depends on your length and type of service. It generally includes Veterans, Active-Duty members, National Guard and Reserve members who meet service requirements, and some surviving spouses. A lender can request your Certificate of Eligibility (COE), or you can get it through the VA's eBenefits portal.
What is the VA funding fee?
Most borrowers pay a one-time funding fee, which can be rolled into the loan. The amount depends on your down payment, whether it's your first VA loan, and the type of loan. Veterans who receive VA disability compensation may be exempt.
What does the VA appraisal check?
A VA-assigned appraiser confirms the value and that the home meets the VA's Minimum Property Requirements: safe, sound and sanitary. Issues like a failing roof or peeling lead paint may need repair before closing.
Can sellers refuse VA buyers?
Some sellers hesitate because of outdated myths about VA loans. A well-prepared offer with a strong pre-approval and a knowledgeable agent solves most of that concern.
Are there loan limits?
If you have full entitlement, there is generally no VA loan limit. With reduced entitlement, county limits can affect how much you can borrow without a down payment. Ask your lender to check your remaining entitlement.
This page is general information, not financial or legal advice. Terms and fees change, so confirm current details with the VA (va.gov/housing-assistance) and a licensed lender.
Buying or selling anywhere in the country? I can help.
You don't need any connection to the Ozarks, and you don't have to have ever been here. Wherever you're buying or selling, I'll connect you with a trusted agent in that market, so you're never starting over with a stranger.
Vetted before I refer
I personally vet every referral partner before I send a client their way.
Keller Williams network
Most of my referral partners are Keller Williams agents, making the handoff smooth from start to finish.
I stay involved
I follow up throughout the process to make sure you're happy with your agent every step of the way.
Everyone deserves a real estate agent who is honest, responsive and on their side. The same approach I bring to Veteran families is available to every buyer and seller in Springfield and the surrounding area.
Buying a home
A conversation about your budget, timeline and must-haves
Neighborhood guidance across Springfield and nearby communities
Tours, offers and negotiation
Help through inspection, appraisal and closing
Selling a home
Pricing strategy based on local market data
Professional listing marketing and showings
Offer review and negotiation
Coordination from contract to closing
Buying or selling elsewhere
Introductions to vetted agents across the country
No connection to the Ozarks needed
I check in to make sure you have a great experience
The Rundown
We talk. A no-pressure conversation about your goals.
We get pre-approval. You choose the lender you're comfortable with. Not sure where to start? I've got great local lenders I can share, if you'd like.
We make a plan. Pricing, budget and timeline, laid out clearly.
We search or list. Tours and offers for buyers, marketing and showings for sellers.
We close, and I stay in touch. I'm with you through the finish line and after.
Each month I share a short article on the Springfield market, VA loan news and practical tips for Veteran homeowners. Hop in and read the latest whenever you'd like to stay up to date.
Fall market check-in for Greene and Christian counties
What fall means for buyers and sellers, plus a checklist for winterizing a new home.Read the articleClose the article
Fall is one of my favorite times to buy or sell in the Ozarks. With school schedules settled and the holidays ahead, many households want to be in their new place before the year ends, so the people who are out looking tend to be serious.
For buyers, fewer people are shopping as the weather cools, which can mean less competition for the homes you love. Get pre-approved early, and be ready to move when the right one appears.
For sellers, homes that are priced well and show well still draw strong attention. Curb appeal matters: clear the leaves, refresh the entry, and make sure the porch light is bright for evening showings.
A quick winterizing checklist for a new home:
Have the furnace or heat pump serviced and replace the filter
Clean the gutters and check the roof and flashing
Disconnect outdoor hoses and shut off exterior faucets
Seal gaps around doors and windows
Test smoke and carbon monoxide detectors
Prices and inventory shift from neighborhood to neighborhood, so if you'd like current numbers for your area, reach out and I'll pull them for you.
Five things to gather before your VA pre-approval
Get your paperwork ready so your lender can move quickly.Read the articleClose the article
Getting your documents together before you talk to a lender makes pre-approval faster and less stressful. Every lender has its own list, so confirm exactly what they need, but these five items come up most often:
Your Certificate of Eligibility (COE). Your lender can usually request it for you, and you can also get it through the VA.
Proof of service. Veterans typically provide a DD-214, and active-duty members provide a statement of service.
Recent pay stubs and W-2s. These show your current income and history.
Two years of tax returns. Lenders use them to confirm your income over time.
Recent bank statements. They show your savings and where any closing funds are coming from.
If you receive VA disability compensation, also have your VA award letter handy. It may affect what you owe at closing. Questions about any of this? Send me a message and I'll point you in the right direction.
Selling before a PCS: how to time it
Options for listing, renting or selling when orders come with a short timeline.Read the articleClose the article
Orders can arrive with little warning, and a home sale is a big thing to fit into a short window. The best move is to start planning the moment you know where you're headed.
Work backward from your report date. Talk with an agent right away so you can map out prep, listing, showings and closing.
Get the home ready quickly. Focus on the basics: declutter, deep clean, fix the small things and take strong photos.
Consider your options. Selling isn't your only choice. Some families keep the home and rent it out. If you're thinking about that, talk with your lender first so you understand how it affects your loan.
Plan for a long-distance closing. Many closings can be handled remotely, and a power of attorney can help if you have to leave before the sale finishes.
Every situation is different, so if you've got orders in hand, reach out and we'll build a timeline around yours.
United States Air Force (Retired) Active Duty, 2002-2023›Licensed REALTOR® Keller Williams Local, 2025-Present
Meet Shane Harvey
I spent 20 years serving our nation in the Air Force, and helping people through big decisions has been at the heart of who I am ever since. After I left the military, I worked in corporate human resources for a Fortune 220 company, but I knew my real mission was closer to home: helping families right here in my community.
Buying or selling a home can feel overwhelming, and I get that. My goal is to take the stress off your plate with honesty, clear communication, and a partner you can count on. As your real estate agent and partner, your best interest always comes first.
Away from work, you'll find me with my wife, Amber, and our two girls, Addison and Foster, along with our pups, Truman and Doc. We're just the typical Midwest family, doing what we can to help others feel welcome.
20 years of Active-Duty Service in the United States Air Force with assignments in Arizona, South Carolina, Republic of Korea, and Delaware
Former Senior Employee Relations Consultant with a Fortune 220 company
Licensed REALTOR® since 2025
Serving Springfield, Nixa, Ozark, Republic, Battlefield, Marshfield, Willard, Lebanon and the entire Ozarks area
